Dental insurance company dental companies in Florida are “a part of a nationwide trend” of fraud, according to a new report by the National Consumer Law Center.
In fact, the report says, some dental insurance companies have “systematic, repeated and widespread fraud, which harms consumers and insurers alike.”
The report, which comes on the heels of a similar report by Consumers Union, comes just days after a report by an independent group found that Florida dental insurance premiums were increasing faster than inflation, with the number of dental plan cancellations and delays rising.
The report found that “dental insurers are not only charging consumers higher premiums, they are charging them substantially more, which is increasing the number and severity of dental problems.”
The Consumer Federation of America (CFA) reported last week that “the dental insurance industry in Florida has a history of massive fraud.”
According to CFA, “Dentists have been targeted for billing the government for services they did not perform and for mis-declaring dental health conditions, even though they have never been shown to have any illness.”
According for example to CFI, the Florida dental insurers are billing dental professionals for services that they did have, but were not performed.
Florida dental plan companies are also not required to report fraud, CFA said.
A spokesperson for Florida Dental Insurance said, “While we cannot comment on the specifics of our internal investigations, we do work hard to ensure that the integrity of our programs is protected.
We are committed to working with regulators and the Consumer Federation to address these issues and ensure that we do not continue to have this type of systemic, widespread fraud.”
Florida Dina Insurance Company is also one of the Florida companies under investigation by Consumer Watchdog, which said it “takes fraud very seriously and will be taking appropriate action to address it.”
In a statement, Dina said the company takes its responsibility to ensure the safety and security of all consumers seriously and is fully cooperating with the investigation.
The Florida Dinsurance Company also said it is “working closely with the Florida Attorney General’s Office to address any issues that may arise from this investigation.”
The Attorney General said the state of Florida “will not tolerate fraud, waste or abuse of the insurance system,” adding that its investigation is ongoing.